Services
Financial Planning
- If you were unable to work due to illness or disability, how long could you live off your current finances?
- If you are a business owner and you lost your partner(s) or key employee suddenly, what would it cost your business to replace them?
- When you turn 60 or 65, will you have enough money to retire on for the next 20+ years?
- If you died tomorrow, could your spouse and family maintain their current lifestyle?
- If you died today, how much of your estate would go to the government?
If your answers to any of these questions concern or confuse you, you are likely in need of some financial planning.
Financial planning covers "the big picture", so-to-speak. It's simply your list of short- and long-term goals and a plan of how you're going to spend (and save) your money to achieve those goals.
A financial plan can help you:
•
Save money to achieve your your goals
• Protect your family's security and financial well-being
• Plan for retirement
• Manage your taxes
It is never too early to put plans in place, working with your current resources, to take care of yourself, your family, your future and your estate.
Meeting with a financial advisor will cost you nothing. You will never receive a bill for our time. As an advisor, it is our job to identify financial opportunities, and help you make well informed decisions about protecting your savings and retirement. We are paid on a commission basis only on the financial products you buy. And, you have no obligation and we will never pressure you to purchase any financial products after meeting with us.
A Financial Advisor can help you to:
• Assess your current financial situation
• Create a realistic plan to meet your financial goals
• Understand how to meet your financial and retirement goals
• Put your plan into action and monitor your progress
• Update your plan to grow with your changing needs and goals
To get a sense of your financial position and some of the ways in which McGuire Financial Services can assist you, review (download) the attached two forms. Your responses on the Financial Overview and the Personal Viewpoint forms will show you how McGuire Financial Services can assist you.
Download Financial Overview form. . .
Download Personal Viewpoint form. . .
Calculate your Net Worth . . .
Financial Habits Quiz . . .
RRSP's, Mutual Funds & Segregated Funds
Registered (RRSP) and open investment accounts. As your Investment Funds Advisors, we have access to a variety of integrated wealth management solutions to help you achieve the peace of mind you deserve. You don’t have time to watch the markets – that’s our job.
Link to Assante. . .
Life Insurance
McGuire Financial Services has access to several of Canada's top insurance companies, offering you the best solutions for your insurance needs.
Security, savings, tax-sheltering, protection for loved ones. Life insurance isn't just about a death benefit anymore. Learn what life insurance can do for you and those that matter to you.
Types of Life Insurance
Universal life insurance is the most flexible life insurance available today. You can customize your plan when you buy it, or easily make changes later on. And universal life offers you the opportunity for tax-advantaged investing. This gives you the chance to increase your wealth by investing money within your policy.
Permanent Life insurance provides permanent, lifetime protection for a level premium. Depending on the plan you buy, permanent life insurance spreads the cost of your coverage over the lifetime of the policy or over a limited period of time.
Term Insurance is a lower cost option, and still gives you assurance that your entire family will be taken care of when you die. It can provide an ongoing income to maintain your family's current lifestyle, pay off your mortgage or debts and provide money for your children's education.
Calculate how much insurance I need . . .
Critical Illness Insurance
Provides a lump sum benefit in the event you are diagnosed with or, in some cases, require surgery for a number of pre-defined critical illnesses. One in three Canadians will develop some form of life-threatening cancer.
Ask yourself, “if I die, will my family have the money to maintain their lifestyle?” If you’ve never considered critical illness, or long-term care insurance (also known as living benefits) consider and plan for who will pay the bills or look after my needs should you become ill.
Calculator for Critical Illness Insurance . . .
Living Care Insurance
Caring for tomorrow. Long term care costs can be high, and can threaten the financial security you've worked so hard to achieve. LivingCare can protect you, should you require extended care in the future - Nursing home care, Home care, Care co-ordination. LivingCare provides tax-free benefits when there is a need for long term care.
Disability Insurance
Where would your monthly income come from if you couldn’t work?
Disability insurance plans are designed to help you meet your income requirements and pay your bills should you become disabled and unable to earn income.
Disability Needs Calculator . . .
Group Benefits
Employer-sponsored packages that can include dental and medical benefits and/or group RRSP investment plans. Contact us for a competitive quote on a new or existing group plan.
Health & Dental Insurance
Apply online now. . .
We pride ourselves on providing our clients with the best and most innovative insurance programs available. It is for this reason we have partnered with Manulife Financial to provide individual health and dental plans. These plans are ideal for individuals and small businesses that do not qualify for group insurance.
Travel Insurance
Apply online now. . .
*To complete your purchase for travel insurance please contact our office so we may finish the process for you once you have recieved your online quote.
Mortgage Insurance
A practical and affordable alternative to getting mortgage insurance through your bank or credit union.
Manulife One
Ask us about this powerful mortgage solution from Manulife Financial.
Contact us for more info
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